India Microfinance Business News reviews Microfinance and Its Discontents

By Soumya Mishra
India Microfinance Business News

Microfinance has built a significant part of its reputation on the assertion that small loans empower women. The assumption that every human being has entrepreneurship potential, but only lacks access to credit, underlies this “social business” intervention. The joint appeal of entrepreneurship and empowerment has cajoled many funders and donors to invest in microfinance. But critical research has been shedding doubt on the assumptions of empowerment through microfinance entrepreneurship for quite some time. Can or cannot a direct transfer of credit rouse the dormant and innate entrepreneur which lies within every woman?

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